How to Get Pet Insurance for Your Dog
By Katie Brandt
Have you taken your dog to the vet recently? Did you balk at the cost of a regular check up or the price tag of your dog’s medicine? In a more extreme example, your dog may have eaten something that didn’t agree with them and they are convulsing and coughing up blood. This frightens you and you rush them to the emergency vet hospital. The vet has trouble ascertaining the cause of their distress and runs several tests and pumps a plethora of medicines in your dog’s body.

Of course you love your dog and will do anything to save him. However, after the fright of the situation wears off you realize that your dog has racked up quite a vet bill. In fact, the bill may be over $1,000. Wow! There is no question that you should save your dog’s life by any means possible, but if this type of situation happens more than once your bank account might dwindle to nothing. Therefore, you need to purchase pet for your dog.

Pet for your dog you ask? Yes, you can purchase pet for your canine companion. It is a great idea to purchase pet for many reasons. Was your dog born with birth defects and other chronic problems? For example, some dogs are born with misplaced knee caps, “trick knees”, and will need costly surgery in the future. Another reason to buy pet for your pet is that if they are getting on in years. Many times dogs will hit a certain age and it seems as if they are struck with several health problems at once.

Pet is also a good option if you have an overly active or working dog. Does your dog tend to run around the country side and come home with scrapes and bruises? Do they bring home disease infested rodents for your viewing pleasure? Do they feel compelled to eat trash that is filled with bacteria even when they know they aren’t supposed to? Do you have more than one dog and fear the spread of a dog illnesses or infections? Pet is something to consider in any of these cases.

How does pet work? Pet is very similar to your own health plan. There are several different pet plans to choose from that range in the amount of services and cost. Many pet plans offer coverage regarding annual checkups, lab tests, vaccinations, drugs/medications,



spaying/neutering and emergency visits. Often you will visit the vet, pay for the service and then submit your claim to the pet company.

The range of coverage varies as does the deductible and reimbursement percentage. Some pet plans will pay up to 80% of your vet bill after you have reached the $100 deductible. Pet is an especially thankful gift when your dog has an emergency and racks up the medical costs.

In addition, pet plans also allow you to choose the veterinarian you would like your dog to see. You do not have to worry about veterinarians “in your network” like you commonly do with your own health plan.

When choosing a pet plan you have a host of pet insurane companies available. Many of these companies have websites that can provide you an instant pet quote. You type your contact information, the breed of your dog, and your dog’s age. You can find the costs for pet plans that are basic to comprehensive and whether you want to pay the pet premium monthly or once a year.

It depends on the age and breed of your dog, but you can find pet premiums as low as $10-$15 per month. As your dog gets older, the cost will increase slightly due to the fact that older canines are prone to more illnesses and veterinarian visits. This rise in cost can be offset greatly by the amount of money you will save by purchasing a pet plan.

Think pet is too high or unnecessary? Consider the fact that if you don’t purchase pet insurance, you will have to pay the full amount for every vet service out of your pocket. This can soon add up to over thousands of dollars during your dog’s lifetime.

If your dog is susceptible to illness or you find yourself at the vet’s office often then check out pet plans. You can peruse the Internet for instant quotes or contact your vet for possible pet options. Finding pet is as easy as signing up on the Internet. If you don’t feel comfortable with the Internet, then seek out the guidance of your vet. They may know well respected pet companies that offer affordable pet plans. Your pooch and your pocket book will thank you.
Visit the www.dog-breeds-infosite.com

Here are some more insurance articles...